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CDs offer significantly higher interest rates than those tied to traditional savings accounts. Getty Images/iStockphotoWith so many Americans spending more than they were just a year or two ago, the thought of saving money isn't always at the forefront. While inflation and interest rate hikes have hurt things like grocery shopping and home purchasi
For those who prefer to see their earnings in a figure form, consider $5,000 deposited into a regular savings account with an annual percentage rate (APR) of 0.33%. Twelve months later, that account will have earned $16.50. But if it was left in a CD for that same period that $5,000 would turn into $5,225 (at 4.5% interest). That's a lot more money
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